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Best for smaller pots
Minimum deposit £1
Maximum deposit £500,000
AER · Easy access · Online · FSCS
about £45 a year on £1,000
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View detailsSee smaller potsBest for bigger balances
Minimum deposit £25,000
AER · Easy access · App only · FSCS
about £2,280 a year on £50,000
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View detailsSee bigger balancesBest for smaller pots is the first account on Smaller pots, checked at £1,000. Best for bigger balances is the first account on Bigger balances, checked at £50,000. The fixed and ISA cards are the top fresh UK FSCS rate that can hold £5,000. Accounts that need an existing relationship, a current account, membership, a local area, or a conditional bonus are left out. ClearRates provides information, not financial advice or a personal recommendation.
Highest FSCS-protected 1-year fix
Minimum deposit £1,000
Maximum deposit £1,000,000
AER · 1 year · Online · FSCS
about £256 a year on £5,000
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View detailsHighest FSCS-protected cash ISA
Minimum deposit £1,000
Max balance £250,000 (including transfers in)
Transfers in: yes. Existing ISA transfers count towards this balance, not the yearly allowance.
New money limited to your £20,000 yearly ISA allowance.
AER · 5 years · Online · FSCS
about £263 each year on £5,000 for 5 years
Read customer reviews on Trustpilot ↗ (opens in a new tab)
View detailsIf your rate's under a cloud, pop it in and we'll show what you could earn in the sunshine.
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